Posts Tagged ‘car insurance for drink drive insurance’
Insurance Drink Drive
February 1st, 2010
In these tough economic times, when you are cutting back on as many expenses as possible, you may decide to take the risk of driving without insurance. Unfortunately, if you have ever had any drink driving offences, and you need insurance drink drive coverage, you will find that this is essentially impossible.
Most drink driving conviction codes in America will require you to carry an SR-22 in order to have your driver’s license unsuspended. If this is the case, this essentially means that as a part of your punishment for alcohol related traffic stops, you are required to carry car insurance for a certain period of time. The amount of time varies from one state to another, but can be as little as two years.
The SR-22 is simply a form that is purchased through your insurance company. The form is filled out, and typically filed with the state by the insurance company. Each month, the form is resubmitted after your premium is paid – proving to the state that you are still meeting the requirement as a part of your drink driving penalty.
In England you will have points left on your license or if you are lucky when you start driving you will have a clean start.
If you decide that you cannot afford your car insurance and that you will take the risk of driving without insurance, the fee for the SR-22 will not be paid either, which results in the insurance company essentially notifying the state that you no longer have coverage, which also results in the state suspending your driver’s license. At this point, not only will you be risking driving without insurance, but driving without a license as well.
Again, in these tough economic times, you need to save as much money as possible, but when you cut expenses, you really cannot afford to cut your insurance drink drive coverage. Driving without insurance is almost as bad as drink driving in many states, and in many other countries too in terms of the costs and penalties associated with it.
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